Privacy Policy

Last updated: August 2026

This Privacy Policy explains how Morgan Mortgage Group, LLC (“Morgan Mortgage Group,” “we,” “us,” or “our”), NMLS ID #2853094, collects, uses, and shares information about you when you visit our website, contact us, or apply for a loan through us. By using our website or submitting information to us, you agree to the practices described here.

Information We Collect

We collect information you provide to us directly, including when you complete our contact or application form, email us, or speak with us by phone. This may include:

• Your name, email address, and phone number;
• The type of loan you are interested in and property or transaction details you choose to share;
• Estimated loan amount and estimated credit range you enter;
• Any comments or information you include in your message; and
• Additional information you provide as your application progresses, which may include financial, employment, and identity information needed to evaluate a mortgage loan.

We also automatically collect limited technical information when you visit our website, such as your IP address, browser type, and the pages you view, through standard server logs.

How We Collect Information

We collect information directly from you when you submit it through our website, by email, or by phone. If your application moves forward, we may also collect information from third parties you authorize, such as credit reporting agencies, with your permission.

How We Use Your Information

We use the information we collect to:

• Respond to your inquiry and provide the information or service you request;
• Evaluate your eligibility for mortgage loan products and, with your permission, obtain a credit report;
• Communicate with you about your inquiry or application, including by phone, email, and text message;
• Process, underwrite, and close a loan if you choose to move forward;
• Comply with applicable laws, regulations, and licensing requirements; and
• Operate, maintain, and improve our website.

Who We Share Your Information With

We do not sell your personal information. As an independent mortgage broker, we share your information only as needed to serve you and to comply with law, including with:

• Wholesale mortgage lenders and investors, in order to shop for and arrange your loan;
• Service providers who help us operate our business, such as processing, document, and technology providers, who are permitted to use your information only to perform services for us;
• Credit reporting agencies and other parties involved in evaluating or closing your loan, where you have authorized it; and
• Government agencies, regulators, or others when required by law or to protect our rights.

Text Messages (SMS)

If you provide your phone number, you consent to receive calls and text messages from us regarding your inquiry or application, including through automated means. Consent to receive text messages is not a condition of any loan or service. Message and data rates may apply, and message frequency varies. You can opt out of text messages at any time by replying STOP, or contact us using the details below. Mobile information will not be shared with third parties for marketing or promotional purposes.

Unsubscribe and Your Choices

You may ask us to stop contacting you for marketing purposes at any time by emailing or calling us using the contact details below, or by following the opt-out instructions in a message. We will still need to contact you about an active application or transaction.

How We Protect Your Information

We maintain reasonable administrative, technical, and physical safeguards designed to protect the information we collect. No method of transmission or storage is completely secure, however, and we cannot guarantee absolute security. Please do not send sensitive information such as full Social Security numbers or account numbers by unsecured email.

Children’s Privacy

Our website and services are not directed to children under 13, and we do not knowingly collect personal information from children under 13. If you believe a child has provided us information, please contact us so we can remove it.

Visiting Our Website From Outside the United States

Our services are offered in the United States and are intended for U.S. residents. If you access our website from outside the United States, you do so on your own initiative and are responsible for compliance with local laws.

California Residents

If you are a California resident, you may have rights regarding your personal information under California law, including the right to request access to or deletion of certain information. To make a request, contact us using the details below. We will not discriminate against you for exercising these rights. [Confirm the specific California and other state privacy rights that apply to Morgan Mortgage Group with your compliance team, and expand this section as needed.]

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will revise the “Last updated” date above. Your continued use of our website after changes are posted means you accept the updated policy.