Terms of Use

Last updated: August 2026

This website is operated by Morgan Mortgage Group, LLC (“Morgan Mortgage Group,” “we,” “us,” or “our”), NMLS ID #2853094. By accessing or using this website, you agree to these Terms of Use. If you do not agree, please do not use the website.

Use of This Website

You may use this website for your own personal, non-commercial purposes in connection with considering or obtaining mortgage financing. You agree not to use the website for any unlawful purpose or in any way that could damage, disable, or impair the website or interfere with anyone else’s use of it.

Prohibited Uses

You agree not to:

• Use the website in violation of any applicable law or regulation;
• Attempt to gain unauthorized access to any part of the website, its systems, or other users’ information;
• Introduce viruses or other harmful code, or use automated means to scrape, harvest, or collect information from the website; or
• Copy, reproduce, or distribute content from the website except as permitted here.

Not a Commitment to Lend

The information on this website is for general informational purposes only and is not a commitment to lend, an offer of credit, or a guarantee of any rate, term, or program. All loans are subject to credit approval, and rates, programs, and terms are subject to change without notice. Any loan will be governed by the specific terms and disclosures provided to you during the application process. Morgan Mortgage Group is an independent mortgage broker and arranges, but does not make, loans.

Equal Housing Opportunity

Morgan Mortgage Group is committed to the letter and spirit of the U.S. policy for the achievement of equal housing opportunity. We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act.

Licensing

Morgan Mortgage Group, LLC is registered in the Nationwide Multistate Licensing System & Registry under NMLS ID #2853094. Our licensing information and status by state are available on our Licenses page and can be verified at NMLS Consumer Access.

Proprietary Rights

The content on this website, including text, graphics, logos, and the Morgan Mortgage Group name and mark, is owned by or licensed to us and is protected by applicable law. You may not use our name, logo, or content without our prior written permission.

Links to Third-Party Sites

This website may contain links to websites operated by others. We provide these links for convenience only and are not responsible for the content, accuracy, or practices of any third-party site. A link does not imply our endorsement.

Disclaimer of Warranties

This website and its content are provided “as is” and “as available,” without warranties of any kind, whether express or implied, including any warranty of accuracy, merchantability, or fitness for a particular purpose. We do not warrant that the website will be uninterrupted, error-free, or free of harmful components.

Limitation of Liability

To the fullest extent permitted by law, Morgan Mortgage Group will not be liable for any indirect, incidental, consequential, or punitive damages arising out of your use of, or inability to use, this website.

Indemnification

You agree to indemnify and hold harmless Morgan Mortgage Group and its members, officers, and employees from any claim or demand arising out of your use of the website or your violation of these Terms.

Identity Verification

To help the government fight the funding of terrorism and money-laundering activities, federal law requires financial institutions to obtain, verify, and record information that identifies each person who applies for a loan. When you apply, we may ask for your name, address, date of birth, and other information that allows us to identify you.

Changes to These Terms

We may update these Terms of Use from time to time. Changes take effect when posted, and we will revise the “Last updated” date above. Your continued use of the website means you accept the updated Terms.

Governing Law

These Terms are governed by the laws of the State of California, without regard to its conflict-of-laws rules. [Confirm the governing-law and dispute-resolution terms with your compliance team.]